Testimonials
Micheal Clifton, CO May 16, 2022 Always the best service. Keeps me well informed at every step of the process. Customer for life!
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Jeremy Loveland, CO April 14, 2022 Tim was great. Was always up for answering my questions whenever I had them. Knowledgeable and all around nice guy. Thanks Tim!
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Crystal Fort Collins, CA April 8, 2022 Weekly communication was exceptional!
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Kevin Timnath, CO March 30, 2022 I can't say enough great things about Tim! He always puts his clients first and shoots it to you straight. We will do business again soon! Thank You Tim
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Mike Ft Collins, CO March 9, 2022 Amazing service, simple and quick!
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Joan LOVELAND, CO February 15, 2022 Tim and Megan were very professional and made the loan process easy to navigate!
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Joan LOVELAND, CO February 15, 2022 Tim and Megan were very professional and made the loan process easy to navigate!
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John Queen Creek, AZ February 9, 2022 Seamless work and speedy fast. Best refi anyone could ask for.
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Christopher Mesa, AZ February 9, 2022 Easy process with great communication.
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Ben Kenosha, WI February 2, 2022 The entire team worked effortlessly to help my family move forward with refinancing our home. They were able to look at different options that worked for us. Tim made it possible for us to pay off our student loans and get a better monthly payment all at once. We cannot thank them enough for their help.
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Linda Fort Collins, CO December 29, 2021 Tim and Megan made this experience seamless. I really appreciate their responsiveness and hard work to make it easy on my end!
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Joe Fort Collins, CO December 15, 2021 I very much enjoyed working with Tim and his team!
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Tyler Denver, CO December 12, 2021 Tim and Megan are the best! I highly recommend them!
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Haley Arvada, CO December 1, 2021 Tim and Megan were absolutely wonderful! This was my first home purchase and they helped me every step of the way. Tim really took his time to help me understand everything I was doing and what everything meant and made me feel much more comfortable with my purchase and decisions. I could not be more thankful for them and Peoples Mortgage Company.
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Mark Portland, OR November 12, 2021 Were very responsive, complete with everything and easy to work with. They kept us fully informed.
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Colin October 27, 2021 We cannot say enough good things about Tim and his team! As first time home buyers, we were nervous about the mortgage process. However, from our first phone call for pre-qualification to closing, the process was incredibly smooth! The service and responsiveness was second to none as we navigated a rocky market and then decided to purchase a new build. I will recommend Tim and his team for a mortgage to anyone. There is no one that can come close to this kind of service!
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Paige Parker, CO October 18, 2021 Tim & Meghan were a huge help during this process. They took care of everything for me and were always available when I needed them, I highly recommend Tim and his team!
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Jordan Fort Collins, CO October 8, 2021 Helped push things through quickly, very responsive.
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Colin Parker, CO October 5, 2021 Buying a home as a first time home buyer I was most concerned about the mortgage process and you all made this the easiest part of the overall home buying process.
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Garret Windsor, CO September 29, 2021 Tim and Megan were great to work with. Very knowledgeable and quick to answer any questions that arose. Look forward to working with them in the future.
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Orlando Fort Collins, CO September 26, 2021 Very easy to work with.
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Bryan Fort Collins, CA September 10, 2021 Refreshing to work with highly competent team. Everything went smoothly. Will definitely recommend the Rhey team!
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Carolyn Fort Collins, CO September 2, 2021 Outstanding!
I told Tim right up front that we were clueless about the process of applying for and securing a home loan. I was nervous. As it turned out, I had nothing to worry about because we chose the right person to lead us through. Tim & Megan were informative from start to finish. I had a lot of questions and they answered every one of them in great detail. I was fully informed at each step. No surprises along the way. Everything was Perfect from the loan application to a successful closing. Tim & Megan Rhey are absolute professionals. They are courteous, honest and truly kind. I Highly Recommend Tim to anyone who wants an exceptional team and a perfect loan experience. Thank you Tim & Megan (from the bottom of my heart) |

Paul Fort Collins, CO August 19, 2021 Tim worked hard to get a complicated loan to the finish line and stayed in frequent communication throughout the process.
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Wendy Mesa, AZ August 14, 2021 Wonderful experience.
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Kellie Gilbert, AZ August 12, 2021 We have worked with Tim several times, he is thorough, knowledgeable and efficient. He quickly responds to any questions we had. Highly recommend calling Tim for your mortgage needs.
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Clayton Denver, CO July 14, 2021 Tim and his team were great to work with!
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Steve Windsor, CO July 8, 2021 Tim and and Megan did a stellar job with our refinance. They were both over the top helpful. The entire process was stress and worry free. Tim was very transparent and all options were clearly laid out in front of me. Highly recommended.
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David Littleton, CO May 31, 2021 It just doesn't get better than this. People's came in with the lowest rate, best service, absorbed a wrinkle to make the deal go through, and had their act together every step of the way. Cannot say how pleased I was (just like the first loan we did last year)!
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Diane Windsor, CO May 30, 2021 We appreciated you and Megan; your professionalism, and expertise and getting our loan closed in record time!
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James Phoenix, AZ May 30, 2021 Best mortgage team we ever worked with. Highly recommend
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Amber Windsor, CO May 21, 2021 Great job!
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Evan Queen Creek, AZ May 12, 2021 Always a pleasure working with Tim and Megan. I would refer them to anyone. We will always be customers of theirs.
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AMIE Phoenix, AZ May 11, 2021 It was such a great experience. We knew what was going on each step of the way.
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Lisa Gilbert, AZ April 23, 2021 They were very professional and answered all of our questions. They process was painless. We were very grateful for their attention to detail and care.
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Garret Racine, WI April 19, 2021 Hands down the best mortgage company out there. Guaranteed!
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William Chico, CA April 19, 2021 A friend recommended Tim Rhey for my refinance, and I see why: Thoughtful and detailed communications throughout the process; rapid responses to my questions from both Tim Rhey and Megan Rhey; and rates and fees that we not only competitive, but beat what I was seeing from my original lender. They take their work seriously, and treat you, as a client, kindly. I would and do recommend Tim Rhey and Megan Rhey wholeheartedly.
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Cindy Ft Collins, CO April 13, 2021 Tim & Megan were extraordinary in their knowledge, communication, work ethic & professionalism. I highly recommend them to anyone looking to secure a mortgage or a refinance. They just go the extra mile for “People”
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Kim Fort Collins, CO April 8, 2021 Highly recommend Tim! Excellent job and attention to detail.
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Jimmy Fort Collins, CO April 6, 2021 Best lender in town.. Megan was a great support person on a very difficult loan to process considering I am an independent contractor. They jump over hoop after hoop to get me approved and closed. Much Thanks to Tim's team and effort. I highly recommend Tim Rhey and Peoples Mortgage.
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Sonja Ft. Collins, CO March 19, 2021 I was so impressed with the 'Rhey' Team that I will recommend them to friends and neighbors looking to finance or refinance a home. They were gracious, incredibly professional and thoughtfully guided me through the process in record time! I can't tell you enough how grateful I am to have had them represent me in a successful 'Refi' at a much lower rate than a big bank would ever offer! So far this is the best thing that's happened for me this year.as it will save me a lot of money for years to come. Thank you again Tim and Megan Rhey!
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Lisa Loveland, CO March 15, 2021 It was a pretty easy process. Tim did most of the work. Really glad we finally did it!
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Jesse maricopa, AZ March 12, 2021 great experience working with Tim and his team for my mortgage needs.
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DALE Wellington, CO March 12, 2021 Tim and Megan did an excellent job taking care of the detail associated with getting my refinance loan taken care of. Ver y efficient and professional.
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Kyle Windsor, CO March 3, 2021 Just wanted to thank Tim and his team on ANOTHER easy and seamless transaction! There is an obvious reason we are return customers! Tim makes what could be a daunting and stressful situation painless, stress free, and even enjoyable! I love sending friends and family Tim’s way!!!! I know they will be in great hands!
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Debra Longmont, CO February 21, 2021 The entire process was extremely easy and stress-free.
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Tami Queen Creek, AZ February 15, 2021 Refinance process made completely painless! Fast and over the top customer service! I would recommend Tim Rhey and his team from People Mortgage to everyone! Many thanks again!
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Mick Fort Collins, CO February 11, 2021 Great service
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Mike Severance, CO January 27, 2021 Tim and his team were professional, dedicated and honest.
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Ryan Timnath, CO January 27, 2021 Tim and his team are great to work with and really treat you right. Thanks Tim!
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Tracy Apache Junction, AZ January 24, 2021 The entire process was smooth. Tim and his team always communicated and provided excellent service for my mortgage. Thanks!
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Luigi LOVELAND, CO January 22, 2021 Tim Rhey's team did a great job processing our refi. They were timely, thorough & attentive, setting solid expectations & providing guidance along the way. Some aspects of engagement could use a little more polishing, like cross-team communications & error-checking electronic correspondence. After creating awareness & level setting expectations, the team eagerly stepped up to the plate and delivered commendable services.
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LINDA FT COLLINS, CO January 21, 2021 Tim and Megan made the loan process so quick and easy. I really appreciated their help!
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Heather Fort Lupton, CO January 13, 2021 Tim and team were excellent throughout this process-responsive, top-notch communicators and were able to establish a great deal of trust with me. . Would definitely work with them again!
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ROBB FORT COLLINS, CO December 28, 2020 This was our second refi with Peoples Mortgage and it was so easy. Thanks to Tim and his team we were able to get our second rental property. You guys rock!
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Dianna Colorado Springs, CO December 24, 2020 Very helpful. Went to bat for us. Awesome people! Definitely recommend.
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Kalina Milwaukie, OR December 22, 2020 Tim and his team were so helpful throughout our entire refinancing experience. He was knowledgeable on the subject and took the time to walk us through the entire process before we even started. Thanks to him, we had the assurance we were making an informed decision. During the process, his team was timely, responsive and communicative. They were great to work with and beyond helpful. We would work with them again without hesitation.
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Tim Loveland, CO December 18, 2020 Such a smooth process. Tim was great! Little nerve racking being a First Time Homebuyer. That didn’t last long as Tim was thorough and explained everything in detail. Including different routes I could take. In the end I was extremely thankful and more than satisfied. Thanks Tim!
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Micheal Clifton, CO December 15, 2020 Tim is great. Communication throughout the process. Answered questions in timely manner. His whole team is very helpful. Thank you again Tim Rhey and team!!
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Lawrence Ft Collins, CO December 14, 2020 Great communication (clear and concise). Always on top of things, and willing to give details necessary for us to make the best decision to meet our needs.
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Kevin TIMNATH, CO December 13, 2020 The best team in town! They take care of their clients and explain your options in detail.
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Robert Fort Collins, CO December 12, 2020 Prompt Service, very thorough.
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Kent Gilbert, AZ December 5, 2020 Tim and Peoples Mortgage have always been great to me. I have used them twice in the last 6 years and it's great to have someone to count on at this level.
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Chris Mesa, AZ December 3, 2020 Tim has been the best in getting me fair deals and has always shown professionalism and promptness in addressing my needs with 5 deals over the years! I trust in his work ethic and competence completely!
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Amy Mesa, AZ December 2, 2020 This was my third time working with Tim and his team. They are simply wonderful!
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David Windsor, CO November 26, 2020 Great communication
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Daniel KENOSHA, WI November 24, 2020 Tim was extremely helpful in my refinance. Felt as if I was an actual client rather than another customer. Would recommend to anyone!!! Thank you for all your help!!
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Peter Firestone, CO November 17, 2020 Thank you for going above and beyond for me. I really appreciate the service!
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Micheal Clifton, CO November 12, 2020 Great team. transparency and very helpfull through communications.
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Maria Nederland, CO November 10, 2020 Tim and Megan Rhey were absolutely awesome guiding me through the refinancing process. Everything was explained to me thoroughly and patiently. I feel they were working for me every step of the way. Outstanding professionals. Will use them over and over and HIGHLY recommend.
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Eric Fort Collins, CO November 2, 2020 The Rhey Team at Peoples Mortgage Company provided outstanding guidance throughout the mortgage refinance process. The team provided us timely updates and kept us informed on each step of the loan. Their professional and competent service made the difference.
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Brian Fort Collins, CO October 29, 2020 Great communication, knowledgeable and easy to work with.
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Deloris Surprise, AZ October 12, 2020 How nice to be able to work with Tim and People!s montage. Tim was so patience with me and he also got me a good rate. Thank you Tim and your fabulous team.
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Jan Fort Collins, CO October 3, 2020 Positive, personalized and professional experience
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Christen Goodyear, AZ September 29, 2020 The process went seamless and it was a pleasure to work with Tim Rhey.
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Ray Ujjain, AL August 18, 2020 Awesome Services
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Timothy Loveland, CO August 4, 2020 Tim and his team were very responsive and kept us updated through the whole process. He was able to get us a fantastic rate, and we highly recommend him!
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Lori Windsor, CO August 1, 2020 Process went through at ease. Flawless
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Kathy Phoenix, AZ July 26, 2020 Tim has facilitated two mortgages for me in the last few years, and I've never had better service than his. I know he found the best rates available to me, he was responsive to all communications, and he was knowledgeable about out-of-the-ordinary issues. I felt he absolutely had my best interests at the top of his list. I hope to have one more working opportunity with Tim. He has my complete trust.
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Kayla Thornton, CO July 23, 2020 Tim was professional, easy to work with, and always kept us updated.
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Matthew Phoenix, AZ July 17, 2020 Incredibly easy to work with and simple to understand our options. Tim is the absolute best!
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Nicholas Thornton, CO July 16, 2020 Communication was great. Service was quick and easy. We were able to get a great deal.
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Anne Chandler, AZ June 30, 2020 Tim is fantastic! Super organized and a great communicator. I would recommend him to anyone.
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Catherine Fort Collins, CO June 23, 2020 Tim was very knowledgeable, helpful and a pleasure to work with. He answered all of our questions right away and couldn't have made the process any easier.
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Karen Gilbert, AZ June 11, 2020 Tim is very knowledgeable and professional. He is always able to answer questions for me and responds back promptly to emails, texts, questions etc.
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Crystal Fort Collins, CO June 11, 2020 Smooth process and on time closing
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Kevin Timnath, CO June 2, 2020 Tim did an amazing job. He was always there for any of our needs. He was efficient, knowledgeable and super fast to get you an answer. He looks out for his clients and truly makes home buying a less stressful experience.
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Devon Windsor, CO May 29, 2020 It was nice to have Tim show up for the closing, even though he didn't need to. In this new way of closing, it was nice to be able to yell out our car window and get answers.
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Jeremiah Loveland, CO May 27, 2020 Tim did a great job of walking us through our refinance and explaining things thoroughly when questions came up. I will definitely reach out to Tim again in the future.
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Cara Windsor, CO May 26, 2020 Very thorough, knowledgeable, patient, and fast response time.
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Michael Fort Collins, CO May 23, 2020 Everyone was awesome. We hit a snag, they worked through everything and got it done! Loved that they were so helpful and understanding!
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Linda Loveland, CO April 29, 2020 Tim worked really hard to find alternatives for qualifying for my loan. He saw the process through to a successful closure despite some complications with my situation. I appreciate his perseverance and sense of humor throughout the process.
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Olivia Tempe, AZ April 27, 2020 Tim was extremely helpful. Everything was taken care of on time. Very satisfied with the help we got from him.
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Qi Yao April 25, 2020 Tim and his team did an awesome job on re-finance on one of my rental properties. He made the process easy and got me a incredible mortgage rate. I would definitely seek out his help again in the future.
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Qi Greeley, CO April 23, 2020 It was a pleasure to work with Tim and his team through the whole process! I was specially impressed with Tim's quick initial response which resulted in locking in a awesome rate of my rental. Thanks and looking forward to doing more business with you guys in the near future.
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Julie Mesa, AZ April 12, 2020 T hff e refinance process was a breeze and I appreciate the thorough communication.
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Evan Queen Creek, AZ April 6, 2020 Tim has been our mortgage lender for two home purchases now and we would not use anyone else. His constant monitoring of rates, the market, what positively and negatively effects the market, as well as his ability to positively assure both my wife and I during the COVID pandemic and how/what it would do to the housing market are just a few reasons why Tim will always have our business.
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Brandon Fort Collins, CO March 31, 2020 Tim and his ability to connect and inform. Everything went smooth
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Esprit Yuma, AZ March 24, 2020 Tim and his team were a pleasure to work with. I would recommend them to anyone!
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William Loveland, CO March 21, 2020 Tim Found us a great rate. Worked within our circumstances and found the best solution for us. The process was quick and straight forward. We would work with Tim again.
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Tracy Clay Springs, AZ March 17, 2020 Communication was great with all the staff involved. They always kept me updated as the loan progressed.
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Christina Fort Collins, CO February 13, 2020 Tim was right by our side every step of the way during our refinance process. While our situation was a bit complicated due to a very time delayed home renovation project, he never shied from sharing the right direction to proceed given all the pieces in play. We appreciate the entire team and their support in making a stressful process as stress-free as possible.
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Lorisack59 January 25, 2020 Tim Rhey and his team are the only lender I will go to for financing needs. They are so helpful, honest, and reliable. Very patient with questions and concerns and on top of the market.
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David Windsor, CO January 20, 2020 He did a great job on my refi. Fast responses, very trustworthy. I would and will recommend Tim for your mortgage or refi for sure.
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Erica Fort Collins, CO January 17, 2020 Tim and his team made the mortgage process seem much less stressful than I'd remembered. They walked me through the process and answered all the questions I had. I would definitely go to Tim again in the future.
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Stacey Mesa, AZ January 16, 2020 ..
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Levi Windsor, CO January 16, 2020 Tim went out of his way to make sure everything went smooth. Tim always keep me updated on the status of my loan from start to finish. Will use Tim in future purchases. A+ Service!
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Kellen Fort Collins, CO January 14, 2020 Tim was always willing to answer any questions and concerns I had, weather he was at the office or at home. Any future home purchases will definitely be through Tim.
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Heather Loveland, CO January 14, 2020 We had time constraints with our refinance, but Tim and his team made everything easy and we were able to close on the day we needed.
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Robb Murphy January 7, 2020 You will not find a smoother, quick and painless transaction. I have done a refi once before and I swore I wouldn't do it again. But when the rates hit so low I reached out to friends to find someone I could trust. Tim and his team worked so fast we were done in no time and saving thousands. We already sent a few of our friends to him. Ready to save money, give him a call!!!
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Jo Loveland, CO December 12, 2019 Accuracy in requesting only the information required, speedy processing of the documentation, good explanation of fees, timetables established were all met
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Laura Fort Collins, CO December 5, 2019 Tim was very helpful during our refinance. He made the process very easy. He got us a great rate and is saving us a lot of money! Thank you, Tim!
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Jeremy Centennial, CO November 19, 2019 From start to finish, Tim did a great job
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Paul Elizabeth, CO November 18, 2019 .
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Lori Mesa, AZ November 6, 2019 Tim has always been great to work with. I feel like he always has my best interests in mind in helping to make the right decisions.
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Jesus Maricopa, AZ November 4, 2019 what made it great was how the whole process was so easy and quick, and all fees and everything was explained to me prior to moving forward.
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Bruce Gilbert, AZ October 16, 2019 Tim's professionalism and in depth market knowledge is exceptional. He walked us through several refinance options and explained each in great detail. We've worked with Tim in the past and I've already referred co-workers to him. The entire process was smooth and he has a great support team, each offering assistance and advice when needed. We locked into a great rate thanks to his diligence!
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Moira Mason October 15, 2019 We have worked with Tim twice and one of the times long distance. Both times doing business with Tim was a pleasure. He and his team are informative every step of the process and exemplary work ethic. Having clarity on the details and knowing the team was available at anytime to answer or walk us step by step through questions
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Moira Gilbert, AZ October 13, 2019 Tim and his team were prompt and always available for questions and assistance with the process. We’ve worked with Tim twice and always a great experience ! Thank you !
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Maria Nederland, CO October 4, 2019 Tim answered all questions resolved all issues and really worked for my best interest. Very personable and very responsive. Great experience
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Adam Chandler, AZ September 20, 2019 This is my second refinance with Tim. He and his team were amazing. Responded to emails in timely matter and were clear in the communications. My initial consult with Tim was incredible. The total cost analysis he presented to us made all options easy to discern and our family was able to make the best decision for us.
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Kari Aurora, CO September 16, 2019 Tim was great to work with! His communication was wonderful and he made the whole process easy! Thanks
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Tyler Aurora, CO September 16, 2019 Great to work with, this is the second time i have used him. I have already referred others to him and his team.
PS. Sam is awesome as well! |

Brynne Fort Collins, CO September 10, 2019 I had a great experience with Tim Rhey and his team. Tim gave me so much information in a digestible manner. As a first time home buyer, the loan process can be overwhelming but Tim was able to break it down and help me make an educated choice when it came to choosing a loan option. I felt well informed and confident when I signed on the dotted line. His team was helpful with reminders and extremely responsive whenever I needed assistance.
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Blanca Eaton, CO September 5, 2019 He was great I have no words to explain all the hard work he did to help us buy our house he was a blessing in our family thank you all that made this possible
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Isaac Fort Collins, CO August 19, 2019 Tim is extremely knowledgeable as well as personable and professional. Tim goes above and beyond by providing timely, insightful, and helpful information and provided many options to make sure we were comfortable and confident with our mortgage decision. He is also surrounded by a wonderful team of lending professionals. Although I only interacted with his support team over phone and email, I felt very supported and connected. Their kindness and commitment to my needs was great. Thank you all!
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Kellie Gilbert, AZ August 16, 2019 Tim was always available to answer questions and was very easy to work with.
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Christopher Mesa, AZ August 15, 2019 Tim made the process, easy and efficient. A real pleasure to work with.
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James Gilbert, AZ August 14, 2019 All my questions were answered quickly and everything moved along on time as promised
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Brandon smith October 16, 2018 As a first time home buyer it was hard to know what to expect going into my first home purchase, however Tim was by my side the entire time walking me step by step through the process and always made sure that I was clear and aware of what was required next. He was always helpful and found the best rate that no other lender could get me. I really enjoyed working with him and can gaurentee that in the future if I decide to buy another home he will be the first person I call.
Tim Rhey replied on October 20, 2018 |

Robb Crocker August 28, 2018 I'm an entrepreneur with multiple sources of income. For most loan officers, I'm a nightmare to deal with. In the past, getting a loan or refinance has been both a painful and maddening experience. Not with Tim. He worked with me to get everything together that I needed, and guided me in a process to make it as efficient and painless as possible. I not only got a great rate, but I also experienced a smooth process. My first refi with Tim went so well, I went ahead and refinanced a second property less than two months later with him. I'd highly recommend Tim for any mortgage needs you might have.
Tim Rhey replied on October 20, 2018 |

User56303187 August 18, 2018 Tim was very professional when dealing with the loan process. He explained everything in detail and was very helpful when questions needed to be answered quickly. Thank you Tim for my second home buying experience.
Tim Rhey replied on August 28, 2018 |

JacobVillalobos July 10, 2018 Wow! When I started the looking for houses with a realtor and we started to talk about financing the realtor said "I have a guy and he will take care of you but he is going to ask for a ton of information. Dont get mad at him if he asks for things multiple times, hes just doing his job". I can tell you this didnt happen ONCE. Tim did a fantastic job staying in touch with me and letting me know what part of the process we were in. He even explained why he was asking for different things. He always answered back within 24 hours whether I text, emailed, or left a voicemail. If your looking for a lender this is your guy!
Tim Rhey replied on July 11, 2018 |

RAYD2018 July 2, 2018 Fidelity Bank is not only the fastest lender out there, They have the best Rates best lead times best under writers and My Loan Officer was the best. I was a Real Estate Agent and Loan Officer for 4 years and by far they have become my recommendation to all Future Home buyers and refinances. Thank you Fidelity and Thank you TIM
Tim Rhey replied on July 3, 2018 |
